Wildfires and Homeowners Insurance

I hope it never happens to you or me. But this year especially, we cannot escape the tragic news of so many fires raging across the western states, and families losing their homes. Are you covered for this kind of catastrophe?

A thief might take your valuables, but a fire…a fire takes everything. If a wildfire races through your neighborhood and burns your home to the ground, would your homeowners insurance cover you for this tragedy?

According to State Farm agent Steve Morse, it would. “Yes, absolutely. It also covers your personal property and can provide the cost of leasing another home while yours is being re-built.”

Here in Arizona, we do need to be aware of such things as brush fires, floods from monsoons, and damage from dust storms. Talk to your agent about these, or call Steve at 480-488-2800. You can visit his website at www.stevemorseins.com.